APR Rates from a Minimum of 4.9% to a Maximum of 35.9% for Qualified Customers

APR min of 4.9% to a max of 35.9%

Get the right loan
for you,
not for us

Why settle for anything else

Select your preferences to match the right lender for your personal loan.

Choose the cost of borrowing, early repayment, transfer time, or loan extension.

Borrow $500 to $7,000 over 3 to 36 months within our portfolio of over 120 US lenders.

 

Details Needed  |  How it Works  |  Calculator  |  APR Examples

 

Select your preference to match the right loan lender. Choose from loan cost, transfer times, early repayment, or loan extensions. Loans range from $500 to $7,000 over 3 to 36 months.

Details Needed  |  APR Examples

 

Representative Examples

 

Borrowed Amount: $1,000
Monthly Period: 12 Months
Monthly Payments: $97.00
Total Repayable: $1164.00
Finance Charges: $164.00
Interest Rate: 29.00% APR

Borrowed Amount: $3,000
Monthly Period: 24 Months
Monthly Payments: $158.61
Total Repayable: $3806.64
Finance Charges: $806.64
Interest Rate: 24.00% APR

Borrowed Amount: $5,000
Monthly Period: 36 Months
Monthly Payments: $180.76
Total Repayable: $6507.36
Finance Charges: $1507.36
Interest Rate: 18.00% APR

Borrowed Amount: $7,000
Monthly Period: 36 Months
Monthly Payments: $239.24
Total Repayable: $8612.64
Finance Charges: $1612.64
Interest Rate: 14.00% APR

 

 

Same Day Online Loans

 

At FindMyFinance™ Your Preference Matters, we’re dedicated to helping you find the right loan at the right time. Unlike other loan finders, we don’t prioritize financial gain above all else.

Instead, our main goal is to get you matched with a lender who truly meets your requirements. Getting accepted for a loan is worthless if that loan does not suit your plans and personal circumstances. Why settle for a loan just because you’ve been accepted. So how does it work?

 

  1. Choose a loan preference: This could be the lowest cost, an option to pay back early with no penalty, transfer funds the same day, or an option to extend the loan if necessary.

  2. Complete the 'FindMyLoan' process: Let our system get to work on finding the best match for your needs with no calls, faxes, or interviews, it’s 100% completed online.

  3. Wait for a response: You’ll get a response in 60 seconds on average. If we find a match, you can then review the full loan terms before making a final decision.

 

 

How it Works

 

Our process is painless with the least amount of input from you needed. We take the legwork out of finding the right loan at the right time for you.

Firstly, you need to complete our 'FindMyLoan' process which needs the basic information required to find the right match depending on your needs. Once completed, our system will search our approved lenders and match those that service your residential state, loan amount, and any loan preferences you have selected. This saves you time and eliminates the need to complete multiple online forms.

The four preferences you can select from are as follows:

  1. Lowest overall loan cost
  2. Payback early with no penalties
  3. Transfer funds same day
  4. Option to extend borrowing

Within 60 seconds on average, our system shall forward you to the best match with the highest chance of acceptance for your loan. At that stage, you can review the full loan terms of any loan offer made to you before making a final decision on whether to proceed or simply walk away with no impact on you or your credit.

 

 

 

Details Needed and Why

 

We believe that your personal data is just that, personal. When using our services, we may ask for information from you that is needed to complete a loan matching or approval process. We only ask for the exact information needed to complete any process, and not anything more. We also strongly believe that your mail or text message inboxes should not be full of unwanted spam, trying to generate extra income from your data.

Below we have listed the information you shall be asked for and the reasons why. However, rest assured that any information shared between us is secured and not kept for any period of time longer than it is needed. Please note: The below information is the minimum required by any online lender.

 

• Your legal name, birth date, SSN, and State-issued ID number
These are used to protect you and your identity, verifying that it is indeed you and not someone impersonating you.

• Your mobile number and email address
These are used to send you security verification and information that you must be sent.

• Your current residential address
This is needed as a loan cannot be issued to a US citizen without a fixed address.

• Your workplace name, contact number, income, and position held
These are used to support your income source, loan affordability, and stability. (No contact is made)

• Your bank’s name and transfer details
These are used as your confirmation that any loan funds you agree to can be transferred to a valid checking account. This ensures no delays in processing if you proceed with any loan offered to you.

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Cost of Your Loan

 

Every lending situation is unique, and we understand that. Our goal is to provide you with the best possible loan terms, tailored to your specific needs and circumstances.

To determine the APR rate offered to you, lenders take into consideration various factors like the loan amount, affordability of repayments, income, and stability.

Getting started is simple – just complete our hassle-free online 'FindMyLoan' process. Once you’ve completed this step, you’ll receive the entire loan terms, including the APR rate for any loan offered to you. Because each lender may have different APR rates and terms, we do not state a fixed APR rate. The APR rates range from a minimum of 4.50% to a maximum of 35.9%.

To give you an idea of what to expect, here are some sample rates as a guide. However, please remember that these are for informational purposes only and may not reflect the actual APR rate you may be offered. We ensure that all amounts include any applicable charges, repayment amounts, and borrowing periods in compliance with the TILA (Truth in Lending Act).

Representative Examples

 

Borrowed Amount: $1,000
Monthly Period: 12 Months
Monthly Payments: $97.00
Total Repayable: $1164.00
Finance Charges: $164.00
Interest Rate: 29.00% APR

Borrowed Amount: $3,000
Monthly Period: 24 Months
Monthly Payments: $158.61
Total Repayable: $3806.64
Finance Charges: $806.64
Interest Rate: 24.00% APR

Borrowed Amount: $5,000
Monthly Period: 36 Months
Monthly Payments: $180.76
Total Repayable: $6507.36
Finance Charges: $1507.36
Interest Rate: 18.00% APR

Borrowed Amount: $7,000
Monthly Period: 36 Months
Monthly Payments: $239.24
Total Repayable: $8612.64
Finance Charges: $1612.64
Interest Rate: 14.00% APR

 

 

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